Allianz: Reducing the risks of the poor through microinsurance


22 June, 2009


Case Study


Shreeraj Deshpande, from Bajaj Allianz in Pune, India explains that there are two key challenges to implementingmicroinsurance programs. “The first is finding a distribution model that works at low costs,” she says. The second is to establish a process that allows the company to insure a large number of people with very low premiums. In response, the company has opted for insurance schemes run and controlled by local community organizations to help reduce risk.